I checked my credit report on 8/14/07, everything looked ok until I came accross Excel Aquisitions. I tried to think who they where and what the debt was, so I gave them a call. Scott Taylor answered the phone. I told him who I was and aksed about the account. He stated that I did owe on the account, I then asked him who I owed the original debt to, he stated that he did not have the info at this location but he new i owed the money, he told me that if i paid right then I would not have to pay they years of interest. I told him if i did not know who it was origanally owed to why would i pay it? He stated that he would call me back with that iformation, he never called. I received a letter on 8/28/07 stating I owed 1684.35. I called them on the spot and asked once again who the debt was owed to origanly, this time I spoke with a women she stated that it was threw bank of america, I told her that i never had any kind of account with them she stated that you know you owe just pay it, I then asked her if I send you a bill stating that you owe me money would you pay it with out noing who it was owed to, she hung up on me. I called back and asked for there physical address the same women answered the phone, when I asked her there address she wanted to know my name address and SSN and why I needed it. When I would not give her this info she said i can not give you are address I stated that i needed to send a letter of validation she then told me to send it to the P.O. Box on my letter. I told her how would i know if they received the letter she stated you won't and hung up. Well I wrote a letter and sent it FEDEX to a physical address i found on the net but guess what it was incorrect but FEDEX found them and they signed for it. It is now 1/31/08 i never received any word back and it is now on my credit report for a larger amonut what should I do?
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