I receive Gobe Life mail saying "$1 buy $50000 Life Innsurance, Monthly rate as low as $3.27 For Adults."
I sent $1 to test their marketing, on 11/8.
They sent me the policy and debited $207.56 on 11/28 during the $1 month period, and $207.56 is for next month coverage Dec 08. I believed that is for many months that sum $207.56 covered. But on 11/29 they sent me an invoice to pay before dec 08 $207.56 again... But they have debited already for the coverage of dec. 08.
I understand the that $207.56 is for ONE month coverage only so their premium mailed $3.27 is not true. Then 11/29 I cancel the policy and ask for refund of $207.56, as it is not yet dec 8 which starts the real coverage of dec 08...
And cancellation on 11/29 is requested 10 days before the coverage of dec 8.
Emails (3 times from me) then mails two times never got an answer from globe life... And they kept $207.56 in silence.
I ask my bank to not allow globelife to debit again... But bank cannot help if you sign and automatic debit. (I did not sign automatic debit)
Fortunaely.
If I ue their E-SERVICE they automatically debit my account with non stop.
WHAT IS MISLEADING me? The premium that their mail said "Monthly rates as low as $3.27 for Adults" in reality it is $207.56 for me!
If there is legal action vs Globe Life insurance co. I think there are 2 million (after Globe Life) people who are enrolled in such a way.
Compare to another term life that covers One Milion for $850/m for me... It is honest marketing... instead of $3.27 / mo for $50000 coverage. FAKE and SCAM of Globe Life!
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