On Thursday, November 15 I filled out an online request for a $60,000 personal loan. Monday, November 19 I receive a call from Karla Gillespie out of Jamaica, telling me that the loan has been approved by a private lender in Florida.
First Mrs. Gillespie asked me to fax a copy of my driver's license, my W-2 tax returns and a job letter to Mr. Solowitz in Beverly Hills, CA. I faxed out this documents the following day.
On Wednesday, Mrs. Gillespie called again to assure me that the loan have been fully approved by the lender. She tells me that because my personal credit is poor, that I had three options for colleteral. 1: Have a motor vehicle that was fully paid for and newer than 3 years. 2: Make three (3) advance payments of $931.29 that instead of having 84 payments, that I only had to pay 81 payments and have a 30 day grace period, or 3: have an insurance policy to secure the loan. The insurance policy would run me into $2,971.60 with a interest earning of 3.75, which would be paid off after I finished paying the initial loan of $60,000 including the interest charges. That this insurance policy would cover 6 months if I ever became unemployed and that my next of kin would not be responsible for the loan if something fatal happened to me.
Mrs. Gillespie emailed me the contracts on Friday, November 23 for me to sign and include my bank information so they could deposit the fund into my checking account. She instructed me to fax the signed documents and then make a wire transfer via Money Gram or Western Union for the amount of $2,971.60 for the insurance policy.
Well today's Saturday morning and I still have not sent them the money, instead I have done an entire background check on this company and have come out with no information. On the contract, it states that the "Lowe's Financing Service" are a corporation organized and existing under the laws of the State of Florida. I went to the division of corporation website and searched for this company and they do not exist. I contacted Tallahassee and they don't have this corporation listed.
I spoke to Mrs. Gillespie yesterday and told her what I had found out, she tells me that she has worked for this company for 3 years and that the company has a huge reputation. That I can't find any information because a huricane hit the area in 2005 and they had to dissolve the corporation and move their offices to the carribean (Jamaica).
After I spoke to her, I felt more at eaze. I was going to wire the funds later this morning, so that I could expect my $60,000 loan. Then I decided to just check a bit more on here and found the search area for loans. I read a few posting that others have sent and have now realized that this is the same situation.
Thank God, I found this information in time so that I wouldn't be another individual to be scammed by these crooks.
0 comments