On November 23 I received a phone call form a representative from Lowe's Financing Services named Katie. She stated that I had been approved for a $5000.00 loan. To get the money I had to send in $485.00 via western union in care of one of a courier. Katie explained to me that I had two choices I could send $485. Oo or $978.00. This was to go to a insurance company to be used for month collateral.
On November 26 I sent $485 via western union to one of there couriers. About two days later I get a phone call from Michale Tibbs claiming to be my loan representative. He told me my funds would be released in twoo days. After two days I called him to find out what was going on. He stated he could not find a insurance carrier but if I sent $600.00 more he could get the loan approved. On december 3 I sent the additional $600.00 via western union. He never called me to update what was going on I called him to find out what was going on and he said he was going inot a meeting and to call him back. This went on until Decemnber 7 I called him and he stated my he found an insurance carrier and my funds were to be released and in my account within 24 hours. He stated his supervisor was signing the paperwork as we spoke. So wrote some checks because he tokd me my money would be available by monday the at the latest. When I checked my bank account I was horrified to find the funds not there. I called Mr. Tibbs on December 10 and told him my funds were not released. He said he would look into it and call me back. After two days of not hearing anything I called him and he put me on hold and said they needed $500.00 more dollars. I told him I would have to call him back. The next day I called Mr. Tibbs and told him I would not be sending them anymore money everytime I talked to him it was more money. He put me on hold again and stated that my funds were released but were being held by the goverment for taxes. I stated that I never heard of paying taxes fon a loan least of all having to pay this up front. He stated this was the law in Jamaica
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