HSBC/Orchard Bank is involved in a deceptive marketing scam via its affliate Triligent that sends out check appearing to be account overpayment refund checks that actually enroll consumers into programs they don't need and charge their credit cards unbeknowst to them 30 days later. The mail outs are deceptive and unsolicited and cause consumer including me undue grief, inconvience, and potential over the limit fees. These practices should be stopped immediately and Triligent and Chase Bank have already lost a lawsuit regarding these marketing practices but continue to defraud consumers. They charged my account for 119.99 on October 11 and again on November 27, and I have no way to stop them for repeatedly trying to charge my account because Orchard Bank / HSBC Card Services, Inc. Refuses to put a stop to the behavior.
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