Any credit card offer that requests you pay money to apply for - RUN. Even after applying and without approving any transactions or their "Processing Fee" withdrawal - NMB will deduct two transactions from your account. One for $149.99 and one for $49.99.
After speaking with a supervisor (and that would be Lexi Vargas, 732-729-4395, it's only fair) about this, they stated that they would refund the money if we filled out a Regulation E form from the bank (basically a form to dispute the charges). We've done that and we'll see what happens. We've also filed a report with the BBB and will file charges if they don't honor their agreement to refund the money ASAP. Stay away from them, they have no heart.
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