10-20-07
Bear Stearns / EMC Mortgage Services
Lewisville Texas, copied to Ameriquest/ACC/AMC and James Brantley of AMC
Re: Correction of the $1,000 that I mistakenly itemized as Interest Only rather than the intended Principal Only.
Dear Ms. Edna Wiley:
Thursday I had what I feel was a productive call from a competent as well as patient (good listener) by the name of Delores in your office on the above subject. Although the payment was mailed well in advance, AMC held it until May 3. A common practice although I noticed for the first time my EMC monthly payment for November was processed October 17 even though I mailed it October 15. Perhaps this is a good faith sign. Although Greg Fedler has repeatedly claimed the misapplied $1,000 has already been credited to your account effective May the records dont lie. As I told Delores I need the misapplied $1,000 applied correctly and I need a *correct* 2005 IRS 1098 form showing the corrected amount of interest I paid in 2005 in order to file my taxes.
James Brantley of AMC mortgage attempted to intentionally defraud and *steal* the $1,000 for AMC. He then sold our note to EMC mortgage without telling them of the misapplication. Senior Legal Counsel Eileen Rubens of ACC acting on behalf of the defunct AMC corporate hull denies responsibility and like Greg Fedler of BSC, neither can produce any records that the $1,000 was refunded because it never was.
Ed *
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