I was given an offer by First Premier Bank for a credit card, and since I'm trying to rebuild my credit, I decided to try to get one. I have 2 other cards, and have been happy with them. I looked over every inch of the "pre-approved" paper that was mailed to me, and it looked reasonable. No where listed on there was the ridiculous charges that they automatically added to my card. $29 account set-up fee, $95 account program fee, $48 annual fee. If I want to check my account online or make payments online, there is $3.95 fee. If I want to sign up for autodraft, there is an $11.00 fee for each payment. If my card is lost or stolen, I've got to pay $25 for a new card. This is just stupid. I'm getting ripped off, and they are just getting away with it.
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