I live in upstate New York and Have gone through complete H@#^* with this company and I need help as soon as possible. This company has taken all that I have to give to keep my home. Now, I am facing a foreclosure sale in 2 days and have no way to stop it. I have written to senators, congressmen, the governor, and the banking dept of NY and no one responds or offers a solution. I was in a Chapter 13 and I lost my job. I was able to keep current with my savings for a couple months, and then when that ran out, I fell behind again.By the way, SPS was the reason that I was in bankruptcy in the first place. Well, they filed for a lifting of the automatic stay, and even though I was not informed of the hearing so that I could defend myself, it was granted. Then, on 8/1, I received a notice from their attorney that my home would be auctioned off on the 21st of August. That gave me less than 3 weeks to try to get things in order to prevent this from happening. I contacted them and informed them that I was again employed and they wanted to set me up on a forebearance plan that would double my house payments for 15 months and they also required $2500.00 down. That was impossible for me to do since my family would like to be able to eat and have heat in our home. I need to know if anyone out there knows of a way for me to stop this sale. I can not file bankruptcy again due to the fact that I still had 18 months left to pay on my Chapter 13-5 year plan. Are there any loopholes that I am unaware of with the steps that they have taken to attempt to steal my home yet again.
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