I was told that this card by kimberly martiniz at ameritrust that i am being offered this card becasue i was turned down by a loan. I sat on the phone with her for 15 min and asked if this card could be used as a real card not and i repeat not a catalog service. I even asked if i went to the bank and pulled money out from the card for cash they said i could and now im out 200.00. Great company. Too bad they lie lots
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