I wish I would have read about this company on this site before I was stupid enough to actually give these people any of my money!
It is so convenient that they don't receive your payment so they can slap a $35.00 late charge to your account and then slap another $35.00 on for overdraft. Then some foreigner will call you up and harass you into sending them more money or trying to get you to fork over your bank info. All the while, I am talking to this guy and he is contradicting himself saying my payment was 10 days late when indeed it was 5 days since my payment was due. He was trying so hard to trip me up it was almost amusing.
All this, 3 days before they conveniently cash the check for the payment they supposedly didn't receive and conveniently after you are stupid enough to send them yet another payment. Do you think that they removed their fees? NO THEY DIDN'T!
I get my mail the next day only to find a credit card offer from Tribute MasterCard, low and behold, THEY ARE ONE AND THE SAME! How convenient that they discontinued Aspen to set up this crap!
I feel like I may be funding Al Quieda at this point. There is never a "domestic" agent to speak to and when I want to speak with someone from let's say collections, conveniently, they are from collections. I am waiting a little while longer to see if they refund my money, if not, I am filing a report with the attorney general to investigate this. From what I understand, another company of theirs, Aspire Credit, does this to its customers all the time. I guess it's a good way to take honest peoples money, just say you didn't get the payment.
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