Please help! Received a civil summons from Midland Funding today and do not know what to do. Claim it was initiated by Aspire Visa and that I have 30 days to respond or they will take it to court for the $828.76 plus 8% interest from per annum from the date of judgement until paid in full, and costs. Do I pay or refuse? I am a unemployed student with a child to take care of and no resources to help me financially. Yes I made bad credit decisions to take care of my child but what do I do now? I don't have that kind of money lying around. They insist that I serve a copy of my written answer, file the original with the Clerk of Superior Court.
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