I recieved an Urgent-Approved letter in the mail with an automatic credit line of $6500, with cash-on-demand, etc... I searched for the online catalog before I even called the number and found no catalog but all these rip-off entries!
I called the number, it said my credit line has been increased to $8100! They didn't check my credit or anything! I wanted to see if I could talk to a person but they wanted you to enter the number for your "automatic signature" before you talk to a customer service rep.
They don't even have a website on the letter saying "check out the items you can purchase" or anything! No website period!!! Then the card looks fake, it says First National Card~ trying to throw people off into thinking its First National Bank... It has the 1 standing by the words and all!
The letter was also sent to my fiance, which doesn't have credit at all! This is just crazy! They charge a $198 annual fee, all at one time, at the beginning. Please don't do this!!
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