Hello, Im glad to do this, and a long day coming, these people are THE RUTHLESS! To have a chance to talk, "NO FEAR", in doing so, It makes my day!!!
Cross Country Bank, has made our lives hell since 1996, still are! To this day, it has been the longest nightmare, 6 yrs. To even begin I have to take a deep breath, my health has been affected over these people. My name, my credit, It all is very important to me. And to have these "BLOOD SUCKING", ABOVE THE LAW OUTLAWS, take from me, how do you recover?
From the begining, I have held up my part as their customer, made the monthly payment and more at times. Only to have them, faithfully, every year around November, get me for late and over the limmit fees, to reinstatement fees...
The truth, It was all lies! I would send them what I knew I owed them, while they were attching more fees, it got so big at one point I owed over $ 400.00, all BOGUS!
Then, they would call, harrass me and my wife, order a check over the phone, to ruin my credit. I had no words! I would send letters by mail, with money, they would hold up payments, tell me I sent it to the wrong address, or say, we dont have any such address, OH MY GOD!!! Their Invoice state the address right on it. I would call, It costing me money to do so, or they would call, leave message to contact them I would, still costing me!
At one point, they said, after sticking me with a bill, that I could not send them more than 100.00, that they will not post it, I owed them about 400.00 by now. They would not let me pay it off even, and me not even owing that kind of money. The games, head games played on us, there are no words for.
I have letters, dated, the addresses they have, that being many, but yet they denied those addresses being theirs, to reciepts, to prove such addresses.
They closed out my account on the web, would not allow me to access it. They closed out my account period, ordered me a new credit card, all without my permission... I turned them in to the CREDIT REPORTING BUREAU, sending in proof of how I was treated, the BOUGUS Invoices. I had to protect my name, credit.
To this day, they are holding checks in my name, that could be cashed at any time, stealing from my account again, after they credited me, this scares me! But, I just found out this, them still holding my checks.
The unlawful practices, the ruthless tactics, how can we be blamed, why should we pay any further.
They owe me!!! Im closing out my account, let them come at me for the remainder. I alredy have the proof for small claims court in the meantime, Im waiting!!! To have my day in court, plus, get some more for my time!
Jerry
salem, Oregon
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