Stay away from this Bank card... They charge you $100.00 for an increase in your credit account... My wife also has an account with them... She sent a payment in on the 3rd. Of Dec... Which she has done for more than a year... The payment wasn't due until the 11th... They charge 39.00 for a late fee and 39.00 for an overdraft fee... Well in holding the payment until the 13th they put her into that overpayment and late payment bracket... We thought if we accepted the creditline increase we would be alright... Not... They charged us another $100.00 for that...
We keep sending in the regular payment of $37.00... But now they say that she is past due $116.00 and the min. Payment due is $209.00... At this point she isn't over drawn... She has $128.00 unused credit... But they closed her account and said if she paid the $206.00 they would take the negative credit report off of her credit report... This is like holding her credit hostage...
This Bank is a total SCAMMM... There is nothing that they can say that can explain what has happened... Except that they RIPPED us OFF... For the $100.00 increase... And for HOLDING the Payment until it was past due... They Know What Their Doing When It Comes to Overdraft & late fees... I also have an account with them... WE ARE BOTH Paying Them Off In Full Next Month... And Closing My Account... Hers is already closed... Please do not do any business with this bankapplied bank card...
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