I bought a home from Vanderbilt, it was in one of their nice parks that was already set up. I paid my mortgage every month even though after a year it started to go up due to escrow on the insurance. My lot manager told me it was just a cost of a loaf of bread get over it. My lot also went up each year. I feel very sorry for anyone that buys a home from Clayton, your credit will be destroyed as mine was. I paid my mortgage but at the end I had to move because the insurance company refused to pay for damages that were inside the home.
This was the same insurance company that I paid the increase in escrow. My walls of my home had water damage in them. I did not cause the damage, but I was told that it was a act of God and they did not pay for this. After 6 months I had the run around from the mortgage company the insurance company and guess what they do not care.
No one would help me not lawyers, not the mortgage company, I guess a lot of people would wonder why I did not fix the walls, I thought that was why I paid insurance if this company was a true mortgage company then they would pay so they would not lose a paying customer. They do not care don't buy a mortgage from them they own the bank the insurance company and the park you will be a lonely person on their totem pole and they don not care. I was a good customer now my credit is ruined and they have all the power. Be Aware just because you are poor does not mean that you need to be foolish.
I have written a longer report about my problem with Vanderbilt, Clayton homes and home first mortgage if you just are not sure about who they are. Sorry to the victims, I was one and I know...
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