Well i was searching and applying for payday loans and notice a few weeks later on my account that i been charged 49.95 for something i didn't even apply for. Well i called my bank and found out that is was from ever private card which is a virtual debit card. I was pissed because this caused my account to go into overdraft. Note that i'm with wachovia who charges you a overdraft fee even for 0.25. I've e-mail these people, called and no answer. All i say is be careful about what you do online and what you apply for.
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