When I first arrive din the USA in 2004 I was offerred the CCA product and being very naive about credit her ein the USA, I took them up on their offer. This however was the begiinin of the end between myself and this company.in November I was asked if I wanted to renew my membership and I declined. My account was even charged and Idisputed the charges with the bank and had them sent back to CCA. During my membership with them I never bought a single item from them. I had not heard from them since until 5/23 when I got an alert on my credit report that the CCA account had been added to my credit report, to my dismay I logged on and had a look at it.
For the first time since openning the accout it was not been reported to the credit beurea an entire two years since I closed it and now I owed the $498 dollars for memeber shipe fees. Not once had they called me at work or on my mobile during the last two year sto confirm my memebrship or to ven ask my why I have not bought anything from them. They have now reported the account as deliqueuent on my report which is a problem for me. I am in the process of disputing this with transunion as well
Is there anything else I can do, please help!
Regards
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