Beware of Bank of America offer for optional credit card insurance coverage.
I had an accident that cost me my business still they found excuses not to pay a single penny from my card balance.
Than I had a brain tumor and surgery and they found excuses not to pay a single penny.
Worst: their first responder employees said to me i'm covered for 18 months: they will pay the monthly minimum
their second level responder on the same call said No no no he did not see the correct screen you are eligible for 12 month of monthly payments paid for you.
Than the third and final responder, after I questioned the change from 18 to 12 months and have by than filled up and returned a form they refused to fax or email but mailed to me, finally offered to pay one monthly minimum payment.
By than I needed nothing from bank of america, I had paid off the balance and learned my lesson from their scam.
Bank of america makes more money from multi multi fees than from legitimate bank fees.
Their managers get bonuses from coming up with various facets of fees
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