Capital one rips you off!!! I was warned not to get there credit card but I just didn't listen. They wait until you are at the end of your credit line and then no matter how early you send you bill in (8 days early is when I sent mine in and they only ask you to send it in 5 days early) they will wait until the day after it was do to stamp it and charge you with a late fee that will put you over the limit so they will in turn charge you with an over the limit fee!!! I called them and told them that I wanted a copy of the envelope with the postmark on it so I know when it got there, and they told me that it is a different place that processes the payment and they have no way of contacting them and they don't have a number I can reach them at (bull S@#T), so basically they screwed me, and not only me but at least 6 other people I know has had the exact same thing happen to them!!! Rip off!!! DawnGalloway, New Jersey
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