I woke up and went to work on 12/21/06. Upon going out for my lunch break i needed to get some gas (I am a single mother 24yrs, of 3 small children so I check my bank account daily) when i opened immediatly i saw that it was overdrafted!!! I then saw a charge for $149.95 from a company called USA credit. I recognized them from my Bulk folder (where all your junk email goes).
I never asked for this card I never applied for this card and when I called them to see what was going on my information was wrong. I immediatly called the number provided on my bank statement and got hold of a representative who said my money would be credited back within 3-5 business days since i never actually applied for the card.
I called my bank and told them this was a fraudilent charge and they had me file paperwork with them and my bank wants me to call back on 12/23/06. Today is now 12/22 and upon researching I come to find out all over the internet that this is a fraudilent company and in the past they have had trouble for fraud. The ex-0presiden when they were known as Commonwealth Marketing has been sentenced to 15-18 months for charges on fraud. DO THE RESEARCH i then called them again today and made them fully aware that I know all of this information and I wanted my money back if I have to I will go to everyone neccessary.
I am going to file with the BBB in regad to them and I will keep you posted on whether I ever receive any money back.
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