The system sucks at bill me later I had been approved for purchases over $2,000 but now I am getting denied for a $600.00 purchase. My monthly pymt for the last 6 months ranged from monthly amounts of $200-$1620 but the representative and manager stated my new purchase was decline b/c of of pymt history and spending pattern. They are crazy any one that pays over $150 of their monthly amount billed and on time is a good customer worthy of credit approval esp for amounts that they have shown to be able to pay.
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