The Bill Me Later system is terrible. I had been approved for purchases over $2,000, but now I am getting denied for a $600.00 purchase. My monthly payments for the last 6 months ranged from $200 to $1620, but the representative and manager stated my new purchase was declined because of payment history and spending pattern. They are crazy. Anyone who pays over $150 of their monthly amount billed, and on time, is a good customer worthy of credit approval, especially for amounts that they have shown they are able to pay.
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