NCO Financial Systems Inc has recently started to call others attempting to get a hold of me.
I do not have a telephone and they have been leaving messages on a business line of a family member who had actually passed away a few months ago.
(it's the same address but it does show in the phone directory it is a business since that is what the phone line has always been used for)
I found out about the messages for me from the person who now checks if there are messages on there.
They have not sent me anything in the mail for what this is about and why they are calling. The only information that I have is the phone numbers that get left and the ID code to give them.
I am of course not calling them back. I have had to deal with collection companies in the past and I have also read through the FCRA.
(I made the mistake of talking to one person from a different collection agency before because of a possible lawsuit I received in the mail. I then read the FCRA and did not call back)
The messages that have been left say.
"This confidential and important message is meant solely for "*". The Law requires I notify you that I am calling from NCO Financial Systems Inc, a debt collection company.
This is a attempt to collect a debt and any information obtained will be used for that purpose. Please call me back today at 888-424-1097. When calling back refer to ID code *" and the other message left says the same but "This confidential and important message is meant solely for "*"." is not included but the message leaves the persons name.
The voice mail the message is getting left on even says the business owners name only so it is clearly shown I have nothing to do with it.
If I do receive anything from them in the mail I am going to send a cease communications letter and after reading through here I also now know to not put my signature on it and to include the certified #. (I had signed and not included the certified number with a couple I sent in the past)
Am I able to press charges for them doing this or have laws changed where they can actually tell family members/others that they are collecting a debt from someone other than the person who owes the debt?
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