I Received a letter today where the credit was great for people trying to repair their credit/get back on their feet. The cost for the deal was out rages: membership fee $200 unless you spend over $500 with first purchase then they credit you $200. If you have another purchase over $200 then the $99 annual fee is waived and you receive a $100 credit. So all together the initial fee for this card is $300 dollars not including your purchases. BULLSHIT is what it is! I've never heard of a card that cost so much and you get so little. You can't get any catalogs until you agree to this. What if you agree to the terms and you get the catalogs and see nothing or hardly anything that you like, TOO BAD they say, they already have you in agreement. Crystalnewark, Delaware
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