Complaint / Review
Ccs Credit Service Division - First National Merchant Card
Ripoff, fraudulent

I received a letter and a First National Card (statue of liberty on it) in the mail. The letter states that you have been approved for a First National Merchant Card for 6500 dollars. I've never applied for this and how I got this card is beyond me.

Anyways, I went through the letter and read it carefully. If you read the back of the letter, the "FREE ACTIVATION PERIOD: " paragraph, they give you 8 days to review your catalog brochure, cardholder agreements, etc, etc. But, right below this paragraph is the "MEMBER PACKAGE: " paragraph.

It states that once you activate your so called merchant card, you can start shopping. What they failed to let you know at the beginning is that your catalogs and member packages do not arrive until 3 weeks later or so, in which your free 8 days of review has expired? This gives them a chance to snag your checking account out of $199.99 the moment you call and activate your card before you even see any preview catalogs or anything at all.

So, I am glad that I came across this website because I would of made the same mistakes as some of these folks did by activating the card. So, beware, this is not a legit company, it's a fraud!