I just received this same scam letter for a credit limit of 6,500. They told me they would even off-set the one time only membership fee which is $199.00 and the annual fee which is $99.00 for credit towards purchases. I knew it was not an actual credit card like a visa or mastercard but I was still interested because I love to shop out of catalogs for things for the home and I was hoping to maybe get a computer and some other things. I did receive this card once before about a year ago but I cut the card up once I saw all those charges you had to pay before you couLd even get your membership package and I did not want to get myself caught up in something I'd regret. Another company similar to this already scammed me for $49.00 for a processing fee and the catalogs I got were garbage. I only received 3 catalogs and have not heard from them since. Just as some others I was trying to find their wbsite and came accross this. Thank god for this site. Thank you all for sharing your horror stories so that others can be aware. Kamishapaterson, New Jersey
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