I was contacted by phone at 8:30 a. M on a Saturday morning. I was half awake and did not understand who the caller was, I said "Capital One" and the gentelman said yes. I was told for a $19.95 processing fee I would receive a mastercard. I had received a credit card similar to this before and I have had it for 2 years and I have had no problems. I was told I would receive my packet in about a week and that I would have 7 days to try it and then if I would like I could cancel with no obligation.
I received my packet and the same day I received it they processed a payment of $159.90 to my checking account. I had no idea they were going to do this. It bounced every legitimate check I had out and cost me $140 in bank fees!!!
I called the compnay the very next morning and I was given a return authorization number to return my packet.
I was told I would not be reimbursed!!! I photocopied everything in my packet and headed to my attorneys office.
Is there any way to recoup the losses I have suffered. I am a singleparent and this has financially devestated me. I can't even buy groceries for my kids!
Nicole
Reading, Ohio
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