My husband received a call from this agency claiming he owed money for an old AT & T. When I say old I am talking 15 years! I contacted the attorney and they sent a letter reminding them about the fair practice acts and in FLorida the statute of limitations is 5 years.
AS "verification" Alegis sent per our attorney's request: a sworn affidavit from one of THEIR employees swearing we owe the debt. I responded (we have Pre-Paid legal so its one free letter) In the letter I stated we donot acknowledge the debt and the affidavit sworn and notarized by their employees doesn't suffice. Plus I reminded of my lawyers letter plus COppola V Arrow Financial Services. This statute states that "Information relating to the purchase of a bad debt is proprietary or burdensome" The agency did not provide any contracts, or dates of service. It has not shown up on the credit reports.
I found a great site that gives sample letters for asking for VALIDATATION for bad debt. Even if its in the Statute of Limitations. This site is a wealth of information on dealing with collection agencies.*NOte I found on this site that a huge mistake consumers make is in asking the agencies for verification instead of validation.
Ellen
orlando, Florida
U.S.A.
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