I made the mistake of answering an ad by MBNA to apply for a low interest credit card. I bought into the idea that one payment would be easier than many.instead of being lower interest, the interest rate was over 40% higher than advertised, what I was paying, and what I agreed to.in fact, MBNA lied during the process of transfering other debt to them, resulting in a huge increase in my debt load. MBNA has refused to rectify the problem and insists that it will not transfer the debt to the original cards. I encourage everyone to avoid MBNA and Working Assets Long Distance - the sponsor of the program.
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