I have received four debt collection letters from four separate agencies. I have found it interesting that two of them are offering a settlement for the same debt.
Thanks to Steve from Bradenton and info on this site posted by others, I sent a cease and desist letter disputing the debt to each of them and pointing out the sol had gone by years ago.
I added a sentence to my letter to each agency indicating that they are to "Be advised that I tape record all phone calls and violations of the FDCPA, including attempts to 'reage' the debt, can result...". I sent all letters certified and return receipt requested.
I faxed them copies of the letter I mailed the following day and, thanks again to some great people on this site, I included a copy of their "rating" from this site and the Hibbs site.
As a result of this, I received a letter today from Arrow Financial. I hope someone can explain to me what it all means.
"We have received your inquiry regarding the above referenced account. Your request has been referred to our customer care department for review. Upon review of your inquiry, we have contacted the appropriate credit bureaus and requested the following adjustment to your credit report: delete account from tradeline."
Does this mean I will hear from them again? It doesn't say that they won't be trying to collect this on another basis. I am just confused.
0 comments