I hate to say it i have never posted till now. BUT i have told as many people as i can to stay away from this company. I will make my story short because we all have the same one...
1. They lied on just about everything they told me
(my fault for trusting them)
2. Before they got my credit so screwed up I tried to re-fi somewhere else, Ameriquest told me I had a hugh pre pay off... Like 26k... Not worth the re-fi at that point (i thought)
by the way GA is a no pre pay off state, one would have thought they would have told me that... And yes i did ask..
3. Made a hugh mistake by asking for the pay-off i guess... Ever since my payments have went from 777 month to 1600 month..
4. Was never told i was in a ARM... As a matter of fact i asked. Loan person told me when i asked... Not to worry it did not apply to me... And he would send me docs with that info stated
Once again i trusted them... My fault still waiting on that doc.
5. After i had time to read all of the doc's... I seen just how bad they lied to me...
I had a local bank with my loan. Ameriquest called me and offered me a great rate, ect. So i went for it.
I did not have bad credit, i pay my bills, and i make over 80k yr but my problem WAS i trusted people. And i hate to say not anymore. Now with the ARM going up and up. Other bills are not getting paid on time and it starts the downfall... Now i still make 80k yr and have bad credit, and cant keep up and cant re-fi with anyone else... I have tried. So they lie to get you. Put in in a hole that you cant get out So you have 2 choices re-fi with them again or lose everything else you have just to pay them... I hope i never meet the guy who got all of this started... He will be using a wheelchair from now on if i do.
Gl to ev1 and please feel free to write back.
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