Hi there. I too was a victim of this company. It is a SCAM! No doubt about it. I was called back on April 22nd and was told by a woman whose name i did not write down that i was eligible to receive two credit cards, a Mastercard and a Visa.
She said that they both would have a 2500.00 credit limit on them and would be at a 4.9% interest rate. I thought oh wow that is really good, then asked her to go on. She proceeded to tell me that i would receive the first card in a welcome package in about 10-14 business days and would get the other one later. I said okay well then tell me how much the fee is.
Well she said it would be 199.00 for the first offer of one card. And 219.00 for both. Or something like that. I said okay can you guarantee me that this is not a hoax or a rip-off cause i was very hesitant to give out any information over the phone.
She assured me it was not a scam, and gave me a customer service phone number to cancel if i chose to, so i thought how could i lose. Well also she gave me a pin number and said it was my membership number. I said how can you guarantee me that this is TRUE. She said they worked with Mastercard to help find people good rates on credit cards so that they can have a good payment history. Blah blah blah.
Anyway needless to say i fell for it and the money was taken out two days later. I tried to stop it because i felt uneasy about have given my info over the phone. I have called every number i could find on this SO CALLED COMPANY who claims to be reputable. Yeah RIGHT!!!
I have spoken to about 6 different people on the phone who give me a different story every time. I tell them i want my money back. They say they will put a trace on my package. I say NO . I just want my MONEY back!!! Okay well we will have so and so call you back. La la la. And of course YOU GUESSED IT! NO CALL BACK.
Well i have tried dealing with those people and have had all i can take. I went to my Bank and immediately put a STOP PAYMENT on my account so that they could not take any more FUNDS from my account. Also filed a Dispute that the money was taken out from a FRAUDALENT Company, and they are helping me and are giving me my money back within 7-14 business days. Thank Goodness. The Money i gave First Capital was from my vacation money.
Anyway i have chalked this up as an experience. A STUPID mistake on my part for giving out my account info, NEVER give out any info over the phone. I have never done that until now and will never again.
I hope that others will see this Website so that they can learn before hand about others mistakes with this company. They are out there and still LURKING to find more victims.
I want to help so that cannot happen again. THANKS for allowing me to write about this company. I hope something good comes out of a bad situation and they get this company and SHUT them down for good. Thank you very much
Karen
Goose Creek, South Carolina
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