UniFund is claming Credit card bill that I owed to Bank One (First USA Bank), which I do not believe true. They sent me a letter dated on 02/17, and I sent a dispute letter dated on 03/17. They sent another letter dated on 03/20 telling me that they would send me a validation.
However as of today (06/11), they had not sent me any validation and my credit report showed it as a delingquent debt.
Does it usually take that long to validate? What do I have to do? Should I send another letter to send me a validation or anything? And for my credit report, where should I write to correct that mark?
Please help me.
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