As of april I payed of over $7,000 of debts that were on my credit report. One of those bills was from LVNV Funding for a credit card from Bank of Marin. I paye it of in full. I was given a confirmation code and sent a validation of payment letter. The acount and case was closed as the card was payed off in full. LVNV is handled by resurgent.
I recieved my new report a few months ago June. I noticed a bill from MCM that was payed already through LVNV April.
As of a month ago I get letters to my new address from MCM requesting payment for the very credit card bill I PAYED off alreay in 2006. I got in contact with resurgent and asked them why this was happening if this ws payed off and the account was closed. They claim they and LVNV did not sell or give the account to anyone. But here I am being charged. I rounded up all my information (bank statement, letter of validation etc etc) o poove it was paid, and sent it to Trans union to dispute this. They sent me a letter saying it is not legit, or enough proof (are you kidding me these were true documents) and MCM claims they have the records from LVNV and wont tell me how they got i. I told the creditor that this account was payed in full and cloied. Now hey send me a new bill with more added on.
Now Resurgent said they would send me a new letter of valudation to settle this but the have not. Now... I have to call all 3 companies tomorrow and get this settled.
What do I do? I am not going to pay for a credit card I already payed off in 2006 and the account was closed right after it.
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