This has been an absolute nightmare.in June my husband's overttime at GM got cut. We fell 2 payments behind. Since our monthly note was almost 2000 dollars, I contacted Homecomings in August and requested some assistance. That we did not want to fall 3 payments behind. The man That I spoke with assured me that we were ok. He said we donot have any type of programs for you until we get 6 months behind. That's crazy! I knew then that something was not right. Why would a mortgage company want you to get 12,000 behind before they try to assist you?
And by the way, this loan was sold to Homecomings without us knowing that it would be.
Needless to say, I was afraid to wait 6 months because of foreclosure chances and I just did not like the vibes I was getting from Homecomings. So, we filed Chapter 13. About a year later or bankruptcy was dismissed and Homecomings immediately foreclosed on the home.
It was hard to contact anyone. Homecomings basically did not want us to keep the house. The work out packet that they sent was sent with a dismissal attitude. WE thought we had the house sold but the potential buyer backed out when he found out we had not paid our 2005 taxes.
Our home was sold on March 15. It was my dream home. Our credit is ruined and I hate what Homecomings has done to our family. I will not give up! I want everything back that took away from us! I need an attorney to take our case! I know that we will win. Because the chap 13 was dismissed, I lost my vehicle.
Who do they think they are? Please help me somebody! Also we found another home which is a lease/purchase. Who will give us a loan? I will not accept what you have done to us Homecomings. No thanks! And you will reap what you sow. Very soon you will lose it all!
Please contact me anyone with atty info.
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