I really never had a problem with this creditor and I knew exactly what I was getting into when I received the card; it was to help rebuild my credit. The problem occurred recently when I applied for a job and was notified that information on my credit report was taken into consideration for employment reason. I then pulled my reports and found that I was being reported twice for being thirty days late. This then became a problem because the first account was reported as closed and they sent me a replacement card. The account that was closed was showing paid, but past due thirty days. The new or replacement account was also showing thirty days late. So technically I was being impacted negatively twice. So to anyone who has lost a card, maintain your credit reports to prevent inaccuracies with this creditor.
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