I have received several calls from this company. They are "offering" a settlement of over $7,000 less than what is being reported on an old debt. I don't deny the debt, but there are extinuatung circumstances involving it. But here is where it gets interesting...
I received a letter from the state about my retirement and pension information. The computers were hacked and my personal information was compromised back in Febuary '06. They told us, as state employees, to request our credit report and review it. I did. About the same time, I received the first of many calls from MCG (sometimes twice a day!) I told them to send this "offer" to me IN WRITING before I would do anything with them. They tried to get around it, but I won. I got the "offer" in writing.
I then started looking at the letter, I accessed this site (again, typing in the merchants credit guide, usacomplaints. Coms came up), then looked at my credit report from Experian. There was an "inquiry" on my report that just happens to be the same month of the security breach of the state computers! Red flag!!! There is NO file on my credit report with them as the "collector". MCG isn't getting a CENT from me!
BTW, I try to type in merchantscreditguide on my address bar, the site can't be found.
Should be interesting when they call me after not getting their money. Wonder how long it will take them to get the message?
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