Ok, it's been 3 weeks since I first heard from Merchants Credit Guide. I have frozen all my credit reports with a security freeze, and put an additional 90 fraud alert on Experian, since that is the only reporting agency that had an INQUIRY from Merchants Credit Guide. I have filed a complaint with the FTC and the US Post Office and written and rteceived a response from the Attorney general, State of Florida.
The FTC actually told me they take action against companies that have a lot of complaints and not just a handfull. So Unless everyone gets typing to complain to the FTC, I don't see much happening with them.
So, now what? I have not heard back from Merchants Credit Guide, but I am very concerned about their inquiry into my credit report. I have also notified Experian that I do not do buisness with them and have no connection to them, and did not authorize this inquiry. So a fraud complaint has been filed.
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