Here is all the information anyone will need to know about this FCNB/Mastertrust nonsense.
FCNB/Mastertrust is really being reported by Infistar, which is a wholly owned subsidiary of First National of Nebraka, Inc., or it's main scheme, First National Bank of Omaha (FNBO).
The collection companies you might have heard from are FBCS. They are collecting for FNBO.
No matter what they, or especially Scott (he works for FNBO, that is why he knows so damn much) tells you, they are a JDB (Junk Debt Buyer). They are not the original creditor since FCNB does not exist anymore.
If they have listed your account as 30,60, 90,120, 150,180 days late or a chargeoff, that is a violation of the FCRA since the debt is junk, and they are junk debt buyers.
This account is not a revolving one since a revolving account by definition is one that you pay off, and credit is extended to you again. This is not the cash, they are a collection agency. That is why they are using Platinum Recovery Solutions, which is owned by FNBO.
They are subject to the FDCPA and no matter, do not send them money to pay for statements since that payment can be construed as payment on the account and your seven year account period will start all over again.
The account numbers they are using are like VISA numbers, not Mastercard numbers to give you an idea of how they are trying to rip you off.
Here is some great contact information for InfiStar, Platinum Recovery Solutions and FNNI.
For more information, please contact Keith Floen or Andrew Mathieson at
(404) 965-6000, or send e-mail to: [email protected]
InfiStar
3490 Piedmont Rd. Suite 900
Atlanta, GA 30305
Phone: (404) 965-6000
Fax: (404) 965-6073
Http://www.infistar.com/s_key.html
[email protected]
or
[email protected]
InfiCorp
3490 Piedmont Rd. Suite 900
Atlanta, GA 30305
Tel: (404) 965-6000
fax: (404) 965-6073
This SEC Edgar report has lots of information about FNNI.
You can search the corporation pages of the state of DE, GA, SD and NE for more information about the registered agent is just in case they want to ignore a letter you send them or intend to sue them.
This guy is the registered agent for First National of Nebraska, Inc
Registered Agent
Timothy D. Hart
One First National Center
Omaha, NE 68102—1596
This guy is the U.S. Trustee for the FCNB/Spiegel acconts:
Mr. Gregory M. Zipes
Office of the United States Trustee
33 Whitehall Street
21st Floor
New York, NY 10004
The domain name for FNNI is ffni.com and their email addresses seem to go first initial last name, or first initial, middle initall last name @ fnni.com
Hope this is enough information to fight these idiots. I am sure Scott will respond soon with something.
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