This company call me and explained to me over the phone that as a young adult I would be able to establish credit through them and the man that I spoke with promised repeatedly that everything he was telling was the truth. I've been wanting to establish credit for so long so I fell for it, he took me through all the procedures of "repeating everything for securtity purposes" and everything so I just knew it was okay, this was a very misfortunate situation for me because they debited $200 dollar from my account and now almost a month later after talking to one of them last week I received a letter in the mail and from the looks of it I knew something was wrong. The very disorganized letter states that my $200 is non-cash refundable and that I authorize them to report me to the credit bereau monthly and I would receive $200 in vouchers along with my new card, now that its too late everything is obvious, they even have the american express symbol as their logo.
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