I was issued a credit on an ATM card that I had from CalFed Bank. Citibank bought CalFed. Instead of posting the credit to my account, they posted it as a debit and turned me over to collection, not once but twice. I could never get anyone to answer any of my phone calls. I even hired an attorney, and she didn't have any more luck than I did.
Now I have to continue to monitor my credit report to make sure that they have not sent me to collection a third time without my knowledge. Both times I was sent to collection, I faxed copies of the credit and both times the collection process was stopped.
I am still without my $148 and still do not have any explanation from Citibank as to why.
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