I have been getting promotional email from citibank for several years now, sometimes as high as 2 or 3 a week. I finally answered one the other day and after being given the run around for nearly a week I was told there was a lockdown on my account. Why keep sending me all this junk mail if you know you are not going to approve an application. I now have a credit pull on my credit report for nothing. My husband and I had a citibank sears card for many years. When he passed away in 2004 I continued to use the card and made all payments just as I was suppose to. One day I received a collection notice from citibank saying my account had been closed and the balance in full was due at that time. When I contacted them they said it was because my husband had passed away and the account was now closed without any notice or warning. Since I didn't have the money to pay the balance in full that quick I took a settlement offer and took care of it. That was over 5 years ago and MY current credit score is 770 and i have excellent credit with all my creditors. I do not need citibanks card especially if they know from the get go they are going to deny the application and I also do not want to continue getting all the junk mail from them for these same reasons. If they are going to put a hold on my application then they should not continue to send me all this mail!!!
0 comments