On May 14, I received a collection letter from Merchants' Credit Guide Co. Saying I owe almost $1800 in a debt to CitiBank. I have never done business with CitiBank, never had a credit card through them or anything. I found your website & confirmed my suspicions that this is a scam. I DID also find out today that they have run credit inquiries on me with all three major credit bureaus 2 or 3 times each year for several years!
I now have a freeze on my credit history. I will be sending them a letter today asking for debt validation and we'll see where this goes from here. I see that most people who have posted here have not received very much help from the various AG's they've contacted. I wonder if something could be done through the Postmaster General since this may constitute mail fraud?
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