I entered into a verbal agreement with Worldwide Financial Services (formerly called Allstate Financial Group) in 10/04. They promised to cut my credit card debt in half. They had me contact all my creditors by letter and tell the creditors that I am now with Worldwide and that Worldwide would now negotiate with the creditors to reduce my credit card debt in half. That never happened.
I started getting nasty calls, letters, and was sued by one of the creditors. After I was sued, I called the lawyers representing the credit card companies, and they said that Worldwide never contacted them or returned their calls. That is when I cancelled Worldwide. They owe me $518 because according to their program plan, they would take the first 3 months of $518 that would be theirs. Each month after that they would take $259, half of the $518 and I would save the remaining $259 for the creditors. They continued to take $518 for 2 months when they were only supposed to take $259. I am disputing the total amount of $3,626 because they never did anything that they said they would. If I can't get the total amount, I would at least like the $518 that they took for the 2 months when they were only supposed to take half of that.
I have a letter that the CEO Christopher Ralph wrote to the Ohio Attorney General's Office saying that he would send me my money. I also have a letter from the Better Business Bureau saying that Worldwide said they had sent me my $518 on 11/15/05. I have not seen anything yet. I probably can't get my entire amount of $3,626 back, but I at least want the $518.
Worldwide has not responded to me, the Ohio General's Office, or the Better Business Bureau. I have backup documentation if you need it.
0 comments