I was called by an individual. Asked me if I wanted a credit card. With low interest, a way to rebuild my credit. Would have to put 200.00 down and then get the card. I received 4/ $50.00 coupons to pay my payment each month. They took the money. I cancelled after a week. I did not receive the paperwork till after they took the money. The paperwork was for them to take the money out. I wrote them a letter and told them I didn't want the card. I even called them. They sent me another 2 coupons and said I would not receive a refund.
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