These people are 100% conducting buiness outside the proper and legal guidlines for debt collection. They not only threaten and are judgemental and abusive but are not following the "Fair Debt and Collection Act".
I have spoken to the creditors directly about them and they indded do not require a minimum amount and were trying to bully me into paying more than I am able on the debts. They also did not properly notify me reggarding my accounts and reported me to the credit bureaus before I even got a letter from them. Which is also illegal. They had the wrong address for me.
They also claim that they will not notify the credit bureau that I am paying as agreed until I pay what they want me to per month. HA! Also improper.
I hate these people! And I reported them to the BBB and the local public advocate in Houston, State Attorney and they did nothing.
While I might be in debt, everyone else I owe money to is accepting what I can afford.
They only other time I have had nasty, rude and abusive collection activity was from the bulldogs sent by Capital One. Which incidentally I wowed like 250.00 on. They treated me like I owed 250,000.00 and was hiding money!
The system sucks and needs regulation badly by somone... These people have no right to collect on behalf of a client they way they do and they are breaking the law...
I sure hope so many of us complain enough that they jst go out of business... Oh and another thing... Why should I have to pay a fee to pay them...
I refuse to Western Union these a*holes nor use an auto pay system to my bank account... They have no right to have further access to my money than what I can offer!
I am so pissed off at them it's sickening!!!
Thanks!
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