My wife and I filed BK in 2000 on our Fingerhut/Axsys account under the name of another collection agency (Compucredit I believe). Out of the blue, not 2 months ago, I get a notice from RJM claiming they're trying to collect on this.
Now I've joined the military and moved several times since and we've lightened the load, so those papers are gone. I called RJM and told them that we had BK'ed, but they wanted all that info that I no longer have.
I'm now going through the records online, and I'm not seeing Fingerhut or Axsys named specifically. RJM is going to give me a "free" camcorder to entice me to pay this debt, but they're gonna wind up with a lawsuit instead. I'll be calling the lawyer that filled the BK for me and let him have at it.
RJM's enticement letter has these 2 statements on it:
The front says:
"This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose."
The back says:
"If you are entitled to the protections of the United States Bankruptcy Code (11 U.S.C. Ss362;524) regarding the subject matter of this communication, the following applies to you: THIS COMMUNICATION IS NOT AN ATTEMPT TO COLLECT, ASSESS, OR RECOVER A CLAIM IN VIOLATION OF THE BANKRUPTCY CODE AND IS FOR INFORMATIONAL PURPOSES ONLY."
How can they have it both ways?
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