I got a home Improvement loan from the Money Store in 1997. The loan was purchased by tms/Home Q in 1998, while I was in Chapter 13 bankruptcy. I received my discharge papers October 20. I noticed HomeQ did what they wanted to do and applied all of the payments made by the Trustee's to the interest and none of the payments was applied to the principle. This went on for five years. HomeQ did not comply with a court order. I talked to the attorney handling the case; he stated he did not have any control over how Home Q applied the payments they received.
When I initially told him of this he made a comment and said you mean to tell me you paid them $15.000.00 and none of it was applied towards the principle. He said he would have to reopen the case and have a Judge review the case. He told me to request my payment history; I did of course the money had in fact been misapplied. I later called his office he refused to return any of my calls. I went to his office, he tried to dismiss me. I stayed until he talked to me. The original loan was $27,000.00 and their telling me I owe them $24,280.85.
At that point, he showed me this site I'm now on with you. Of course, he got his money; therefore, he wasn't bothered about my circumstances. I received information from HomeQ showing they are a Debt collector. Later I received a statement showing payments due.
No offense but I'm a believer. I know the Lord will right this wrong their doing to people. Peace be still.
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