When I received the acceptance certificate for a gold card for a $15,000.00 credit line I decided to check the company out. There was no mention of a Visa or Master card just a "gold Card." The words "credit Provider" also thru up a red flag. I also wanted to know what the annual percentage would be after the first 12 months. I found that this company is a rip-off and has taken money from people and not sent the cards promised and that you can only purchase from "their" catalog. Thank you so very much for the consumer complaints. You saved me $37.00. I only hope other people receiving this approval certificate find this site. JudyJoshua, Texas
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