I also received an Acceptance Certificate in the mail from First National Credit. What triggered my curiosity was the line " You may use your Gold Card immediately upon receipt for all purchases FROM credit provider." That is stating it is an in-house type of account.instead of sending my $37.00, I went on-line to find out more about First National Credit, and was it a Visa or Mastercard or what? I am SO glad that I scrolled down and saw their name in bold letters with RIPOFF in the same sentence. It is only when we as Americans speak up when things like this happen, that we can put companies like First National Credit out of business! It may only be $37.00 to some, but for me and a lot of other people, that $37.00 could go towards other bills or food.By the way, the "Acceptance Certificate" has recently been guaranteed approval by my paper shredder. If you get one of these, I suggest you do the same! CaronGrand Rapids, Michigan
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